Wealth management
Portfolios, planning, tax, and estate, coordinated under one roof.
Overview ↗
✛ Independent · Fiduciary · RIA
Every fortune is
Every fortune is
a long ascent.
Greenridge Wealth is an investment adviser (registration pending) and the family office inside Greenridge Group. We manage capital as a fiduciary for founders and families with complex, multi-entity balance sheets, and because wealth does not stop at the portfolio, we coordinate investing, risk, and transactions alongside it, decade after decade.
0%Commission products
100%Fiduciary advice
IndependentNo parent bank
Fiduciary dutyFee-basedTax-aware portfoliosWritten plansGlobally diversifiedIndependent & privately held
Fiduciary dutyFee-basedTax-aware portfoliosWritten plansGlobally diversifiedIndependent & privately held
Why Greenridge Wealth
Fee-based, fiduciary advice built around your goals.
Individuals and families get planning-led, fiduciary advice built around their goals, with fees and any commissions disclosed up front.
Fiduciary, fee-based
We act in your interest and disclose how we are paid, including any commissions from affiliated insurance.
Planning first
Advice starts from your goals and full financial picture, not a product waiting to be placed.
One coordinated team
Planning, investments, and insurance handled in one place, with conflicts disclosed.
A written plan tied to your goals, and a fiduciary team accountable to it.
What we do
We provide fee-based financial planning and investment advice as a fiduciary, coordinating investments and, through our affiliate, insurance.
Who it's for
Individuals and families who want coordinated, goals-based financial planning in one place.
What you get
A written financial plan, fiduciary advice, and one team coordinating investments and insurance, with fees and conflicts disclosed.
Elev. 01, Philosophy
Three forces
move wealth uphill.
We named the firm for what building wealth actually is, a ridge you climb slowly, in weather you don't control. Our work is to keep you on the route and make the climb repeatable, survivable, and tax-efficient.
Discipline◇
Written, not improvised
Every client gets a financial plan and an investment policy in writing. When markets get loud, the plan decides, not the headline. Discipline is the only edge that compounds for free.
Technology⌁
Modern tools, human judgment
Planning software, live reporting, and AI-assisted research handle the math and the monitoring. People handle the meaning, the tradeoffs only you can weigh for your family.
Growth↗
Patient by construction
Low-cost, globally diversified, rebalanced with intent. We don't chase the summit of the week. We compound across decades and let arithmetic do the heavy lifting.
Elev. 02, What we do
Full-route wealth management for the people climbing it.
S·01
Investment management
Discretionary, low-cost, globally diversified portfolios built around your policy, tax-aware in every account.
Discretionary →
S·02
Financial planning
Retirement, cash flow, education funding, and insurance, one living plan that updates as your life does.
Living plan →
S·03
Tax strategy
Asset location, loss harvesting, Roth conversions, and withdrawal sequencing, coordinated with your CPA.
Coordinated →
S·04
Equity & liquidity events
Concentrated stock, RSUs, options, and founder exits, diversified deliberately, taxed intelligently.
Founders & execs →
S·05
Estate & legacy
Wealth transfer, trust coordination, and philanthropy, so the climb continues into the next generation.
Generational →
Elev. 03, The climb
Four stations. One route.
1,200 ftBasecamp · 01
Discover
We map the whole picture
Goals, obligations, time horizon, risk, the accounts you forgot you had. No advice until we understand what we're climbing toward and what you can't afford to lose.
3,800 ftThe Route · 02
Plan
We write the plan down
A financial plan and an investment policy statement in plain language. It states what we'll do, why, and what would make us change course, before emotion gets a vote.
6,900 ftThe Ascent · 03
Implement
We build it, tax-aware
Portfolios assembled across your accounts with location and cost in mind. Automated where automation helps; reviewed by people where judgment matters.
9,600 ftThe Ridge · 04
Steward
We stay on the rope
Rebalancing, harvesting, planning updates, and real conversations as life and markets shift. Wealth management isn't a transaction, it's the years that follow it.
Elev. 04, Independence
The advice you get
depends on who
signs the cheque.
At a bank or a broker, the product shelf and the firm's revenue can pull against your interest. As an independent fiduciary, Greenridge has a legal duty to put you first, charges for advice, and discloses every other source of compensation in plain English.
Talk to a fiduciary →Greenridge Wealth
Typical broker
Fiduciary on all advice
Suitability, sometimes
Fees disclosed in plain English
Commissions & loads
No product shelf
Sells in-house funds
Tax-aware by default
Often an afterthought
Advice you can read
Statements you can't
Who we serve
Concentrated wealth, complex lives.
01
Physicians & medical practice owners
High income, complex entities, and little time. Wealth, tax, and risk coordinated in one place, by a team that also builds software for medical operators.
02
Pre-IPO & concentrated-equity holders
Employees and founders holding private stock, RSUs, and options. From a tender offer through an IPO, and the diversification that should follow.
03
Business owners & operators
Families whose wealth is concentrated in something they built. We are most useful before a liquidity event, during it, and in the years after, when the questions stop being about allocation and start being about structure.
Under one roof
One client, served completely.
Most advisers hand you off. Your insurance is somewhere else, your compliance is somewhere else, and nobody is looking at the whole picture. We put them under one roof on purpose.
Risk belongs next to wealth
Greenridge Insurance advises the same clients on commercial and family-office coverage, working from the same balance sheet our advisers already know.
Compliance belongs nearby
VGCCO handles regulatory, licensing, and compliance matters for clients whose wealth is tied up in a business they still run.
Underwriting belongs in-house
We built Underridge to analyse transactions for our own clients. When you bring us a deal, we already have the tool.
How we are paid, and where our interests could differ from yours
For managing your portfolio
A percentage of the assets we manage. When your account grows, our fee grows. When it falls, ours falls.
For insurance placed through Greenridge Insurance
A commission paid by the carrier. That is a real conflict: we earn more if you buy a policy than if you do not. You are never required to use our agency, and we will tell you when an outside quote is better.
For work through VGCCO
Standard engagement fees, under a separate engagement letter you sign.
What we do not do
We do not accept payment for recommending outside products, and we do not sell proprietary investment products to advisory clients.
Our full conflicts disclosure is in Form ADV Part 2A, available free at adviserinfo.sec.gov and on request.
How we help
Based in McAllen, serving the Rio Grande Valley.
Independent, fee-based, and fiduciary on the advice we give. Explore the way we work, or the situation closest to yours.
Equity & liquidity events
RSUs, concentrated stock, options, and founder exits: tax, concentration, timing.
Explore ↗SpaceX & Starbase
For Starbase and SpaceX employees with concentrated equity. Local and fiduciary.
Explore ↗Common questions
What does fee-based mean, and how are you paid?
We are paid primarily by advisory fees agreed with you, rather than by commissions on the products we recommend. Greenridge Wealth and its affiliates may also receive commissions on insurance products, which is a conflict of interest we disclose. Fee-based is not the same as fee-only. See fee-based vs fiduciary vs commission.
Are you a fiduciary?
Greenridge Wealth acts as a fiduciary on the investment advice it provides, which means it is held to act in your best interest. Registration as an investment adviser in Texas is pending and does not imply any particular level of skill or training.
Do you work with clients outside Texas?
Advisory services are offered only in states where Greenridge Wealth is registered or qualifies for an exemption. Texas registration is pending. If you are outside Texas, reach out and we will tell you honestly whether and when we can help.
How are RSUs taxed when my company goes public?
When RSUs vest they are generally taxed as ordinary income based on the price at vesting, and employers often withhold less than you actually owe, which leaves a gap you may owe later. More in how RSUs are taxed at IPO. Confirm your specifics with your tax professional.
Who do you serve?
We are most useful to people with a real decision in front of them: concentrated equity and liquidity events, physicians, and business owners across the Rio Grande Valley.
✛ Begin the ascent
The best time to start was then. The second best is now.
A first conversation is straightforward and obligation-free. We'll learn where you are, where you're headed, and whether Greenridge is the right firm to climb with.
Obligation-free. Or email inquiries@greenridgegroup.org · Request our Form ADV
