Every fortune is
a long ascent.
Greenridge Wealth is an independent, fee-only investment advisory firm. We chart the route, carry the discipline, and stay on the rope, so your capital compounds, decade after decade.
Three forces
move wealth uphill.
We named the firm for what building wealth actually is, a ridge you climb slowly, in weather you don't control. Our work is to keep you on the route and make the climb repeatable, survivable, and tax-efficient.
Written, not improvised
Every client gets a financial plan and an investment policy in writing. When markets get loud, the plan decides, not the headline. Discipline is the only edge that compounds for free.
Modern tools, human judgment
Planning software, live reporting, and AI-assisted research handle the math and the monitoring. People handle the meaning, the tradeoffs only you can weigh for your family.
Patient by construction
Low-cost, globally diversified, rebalanced with intent. We don't chase the summit of the week. We compound across decades and let arithmetic do the heavy lifting.
Full-route wealth management for the people climbing it.
Investment management
Discretionary, low-cost, globally diversified portfolios built around your policy, tax-aware in every account.
Financial planning
Retirement, cash flow, education funding, and insurance, one living plan that updates as your life does.
Tax strategy
Asset location, loss harvesting, Roth conversions, and withdrawal sequencing, coordinated with your CPA.
Equity & liquidity events
Concentrated stock, RSUs, options, and founder exits, diversified deliberately, taxed intelligently.
Estate & legacy
Wealth transfer, trust coordination, and philanthropy, so the climb continues into the next generation.
Four stations. One route.
We map the whole picture
Goals, obligations, time horizon, risk, the accounts you forgot you had. No advice until we understand what we're climbing toward and what you can't afford to lose.
We write the plan down
A financial plan and an investment policy statement in plain language. It states what we'll do, why, and what would make us change course, before emotion gets a vote.
We build it, tax-aware
Portfolios assembled across your accounts with location and cost in mind. Automated where automation helps; reviewed by people where judgment matters.
We stay on the rope
Rebalancing, harvesting, planning updates, and real conversations as life and markets shift. Wealth management isn't a transaction, it's the years that follow it.
The advice you get
depends on who
signs the cheque.
At a bank or a broker, the product shelf and the firm's revenue can pull against your interest. As an independent, fee-only fiduciary, Greenridge has nothing to sell but judgment, and a legal duty to put you first.
Talk to a fiduciary →Discipline, compounded.
Markets are noisy year to year. A disciplined, low-cost plan is what turns that noise into a line that climbs. Move the dials, and watch what time and patience do.
At the same assumed 10% return, your selected fee versus a 1.50% illustrative comparison fee keeps an estimated $0amount (check the box above to reveal) more over the horizon. Fees are shown for illustrative comparison only and may not reflect the fee applicable to your account. See the full basis below.
How these figures are calculated
This illustration is hypothetical and does not represent the actual or projected performance of any Greenridge Wealth account. It assumes an average annual return of 10%, based on the S&P 500's long-run historical average total return (approximately 1926 to 2024), compounded annually, less the advisory fee you select. Actual investment returns will vary and may be negative in any given year; the S&P 500 or any other index is not available for direct investment. Advisory fees vary by account size, service level, and other factors; the 1.00% and 1.50% rates are shown for illustrative comparison only and may not reflect the fee applicable to your account. Past performance, whether actual or hypothetical, is not indicative of future results. This illustration should not be relied upon in making an investment decision.
The projected value is your starting amount and annual additions compounded at the 10% assumed return, net of the selected fee. The estimated fee difference compares that same 10% assumed return at your selected fee against a 1.50% illustrative comparison fee, holding all other inputs equal; the difference reflects fees only.
"Chasing the market" assumes an investor who buys and sells in reaction to market swings rather than staying invested, giving up approximately 1.2 percentage points of annual return to mistimed transactions. That figure reflects the average investor return shortfall reported in Morningstar's "Mind the Gap 2025" study for the decade ended December 31, 2024. It is a hypothetical illustration, not the performance of any actual account.
The best time to start was then. The second best is now.
A first conversation is straightforward and obligation-free. We'll learn where you are, where you're headed, and whether Greenridge is the right firm to climb with.
Obligation-free. Or email inquiries@greenridgegroup.org · Request our Form ADV